AI-POWERED WEALTH PLANNING FOR PROFESSIONALS
The AI Operating System for Modern Wealth Planning
Understand the client's complete financial life. Model the future. Compare strategies. Discover opportunities.
WealthMind brings financial planning, tax, retirement, estate strategy and scenario modelling into one intelligent platform for wealth professionals.
Ask complex planning questions naturally.
What happens if Alexander gifts £2.0 million to his children in 2028?
I'll compare this strategy with the current baseline and assess the impact on estate value, liquidity and projected inheritance tax.
Potential estate tax reduction
£800,000
Modelled at 2043 projection point
Liquidity impact
−£2,000,000
Reduces available cash reserve
Legacy impact
+£1,100,000
Net to beneficiaries
Key assumptions
7 applied
Growth, inflation, survival period
Professional considerations
Outcome depends on the seven-year survival period, the client's income requirement after the gift and the treatment of the trust's existing holdings. Modelling output only — professional judgement applies.
Ask the questions that shape the plan.
AI assistant
Ask the questions that shape the plan.
Explore complex planning decisions in natural language. WealthMind interprets the question, orchestrates the appropriate modelling and explains the calculated outcome.
- 1Question asked in natural language
- 2AI interprets the planning intent
- 3Deterministic financial engine calculates
- 4Calculated results returned
- 5AI explains what changed and why
The financial engine calculates. AI interprets, orchestrates and explains. The professional remains in control.
What happens if Alexander gifts £2.0 million to his children in 2028?
I'll compare this strategy with the current baseline and assess the impact on estate value, liquidity and projected inheritance tax.
Potential estate tax reduction
£800,000
Modelled at 2043 projection point
Liquidity impact
−£2,000,000
Reduces available cash reserve
Legacy impact
+£1,100,000
Net to beneficiaries
Key assumptions
7 applied
Growth, inflation, survival period
Professional considerations
Outcome depends on the seven-year survival period, the client's income requirement after the gift and the treatment of the trust's existing holdings. Modelling output only — professional judgement applies.
Scenario
Lifetime gift of £2,000,000 in 2028
Scenario modelling
Compare a proposed strategy against the baseline.
Understand both the potential benefit and the trade-offs before a strategy is implemented. Every scenario is calculated deterministically, so results are repeatable and reviewable.
Example scenario — Lifetime gift of £2.0m in 2028
- Estate Value
- Projected Tax
- Available Liquidity
- Retirement Income
- Legacy
- Risk Considerations
Opportunity discovery
Planning opportunities surfaced from the client's wider position.
Potential planning opportunities are identified from the household's modelled position, then analysed directly in the scenario engine.
Potential lifetime gifting strategy identified.
- Potential impact
- Reduction in projected estate tax exposure
- Why it matters
- The household holds assets well above the available nil-rate bands with surplus liquidity.
Analyse scenario
Alternative withdrawal sequence available for modelling.
- Potential impact
- Change in projected taxable income and residual pension estate
- Why it matters
- Drawdown order affects the timing of taxable income and the residual pension estate.
Analyse scenario
Surplus liquidity identified above modelled short-term reserve requirements.
- Potential impact
- Additional capital available for long-term investment or gifting scenarios
- Why it matters
- Cash balances exceed the household's modelled short-term expenditure requirement.
Analyse scenario
Intergenerational wealth transfer scenario available.
- Potential impact
- Change in projected legacy across beneficiaries
- Why it matters
- Two beneficiaries approach ages where structured transfers are commonly considered.
Analyse scenario
Client intelligence
A complete view of the client's financial life.
Wealth, entities, family structure, objectives and planning context held in a single household record.
- Household and entity structure
- Objectives and constraints
- Planning context
Household & entities
Bennett Family structure
Alexander Bennett
Principal · 64
Sophia Bennett
Spouse · 61
Olivia Bennett
Daughter · 35
Daniel Bennett
Son · 31
Asset structure
Bennett Family Trust
Discretionary · 2 beneficiaries
Bennett Capital Holdings Ltd
Family investment company
Financial modelling
Deterministic projections across the full plan.
Long-term projections are produced by the financial engine, using explicit, versioned assumptions. The intelligence is modern; the calculations are rigorous.
- Nominal and real projections
- Stress views
- Versioned assumption sets
Long-term projection
Net wealth and liquidity, 2028–2048
Estate planning
Understand the estate position over time.
Model inheritance and intergenerational strategies against the client's projected estate.
- Chargeable estate composition
- Relief treatment and transfer scenarios
- Projected inheritance tax and net to heirs
Estate position
Projected estate at 2043
Nil-rate bands
£1.0m
Projected IHT
£3.2m
Net to heirs
£31.0m
Cash flow & retirement
Income, expenditure, liquidity and sustainability.
Analyse the sustainability of retirement income alongside the household's wider liquidity position.
- Income and expenditure paths
- Liquidity requirements
- Withdrawal sequencing
Cash flow
Income, expenditure and liquidity
Reporting
Turn analysis into a client-ready conversation.
Bring the position, the comparison, the opportunities and the assumptions into one document for the client conversation.
- Planning Summary
- Scenario Comparison
- Planning Opportunities
- Projected Outcomes
- Key Assumptions
- Professional Notes
Client Planning Summary
Bennett Family
Current Position
Scenario Comparison
Planning Opportunities
Projected Outcomes
Key Assumptions
Professional Notes
Estate value
£35.5m
Projected tax
£3.05m
Legacy
£31.9m
See WealthMind in action.
Explore how WealthMind can help your team understand complex client situations, model alternative strategies, surface planning opportunities and create clearer client conversations.